How to immigrate to China as a loan officer?

If you are a loan officer and want to immigrate to China as a loan officer, this article will bring you everything you should know. The procedure you have to follow and the required items are covered. You will find answers to all of your questions.

Table of Contents

Requirements to immigrate to China as a loan officer

This section brings you the general requirements to immigrate to China as a loan officer. The mentioned items are standard but general, and you need more items along the way. They depend on your nationality and conditions. You might have to fulfill other requirements.

Extensive work experience as a loan officer.

One of the essential items to immigrating and working in China as a loan officer is to have work experience. You need it so you can work as a loan officer in China and handle the job. Also, you need it to persuade a Chinese employer to hire you. The first step to immigrating to China as a loan officer is to get a job offer from an employer in the country. One of the important things the employer looks at is work experience.

Your resume must reflect well you have work experience as a loan officer and are familiar with the rules and regulations in China.

When you go through the procedure and read about the process, you will learn why getting a job offer is essential. The first thing employers look at is your resume, and your work experience is one of the determining factors.

A strong CV/Resume as a loan officer

The first step you have to pass to immigrate and work in China as a loan officer is to get a job offer from a Chinese employer. You need an employer to apply for permission so you can work as a foreign person in China. So you have to convince one employer to hire you.

When you apply for a job, the first thing they see is your CV/Resume. It must be strong enough to persuade the employer and lead to an interview.

Your resume must reflect well your work experience, qualifications, and educational documents that you have high knowledge and skills as a loan officer. You’d better spend enough time and work on your resume to make it perfect.

Language fluency as a loan officer.

This requirement is wit the Chinese employer. You have to figure out the language requirements for the job you apply for. It’s your responsibility to find out what language the employer wants you to know. You might be able to immigrate to China as a loan officer with English fluency and handle the job.

You can also do research to know whether you can work with English fluency or if you need Chinese language fluency.

But if you learn Chinese and become fluent in it, it’s more likely to get a job offer immigrate to China as a loan officer.

A job offer from a Chinese employer

The first step you have to pass to immigrate and work in China as a loan officer is to get a job offer from a Chinese employer. Every foreign person who wants to work in China needs permission from the government. It’s the Chinese employer who can apply for this approval, and the employee or loan officer, in this case, cannot do it.

The approval gets called China Work Permit Notice, and only after it is issued can you apply for a work visa. The loan officer sends some supporting documents to the employer then he/she applies for a China Work Permit Notice. You will get familiar with the process and the documents you have to submit in the below section.

Chinese official’s approval to work as a foreigner

Every foreign person who wants to work in China needs approval from the government. This approval gets called China Work Permit Notice. This is the first document you have to get to work as a loan officer.

The foreign loan officer or visa applicant cannot apply for a China Work Permit Notice. It’s the Chinese employer who wants to hire a foreign person that can apply for it. Some supporting documents must be submitted, and if the Chinese officials issue them, you can continue the rest of the procedure.

There are also some procedures you have to complete inside China. Getting a work visa and residence permit is among them. You should remember that a China Work Permit Notice is different than a work permit and residence permit. You will know about the difference and how to apply for them in the below section.

Approval and registry with the Chinese official

You might have to get approval from the Chinese government or the local officials to work as a loan officer. It’s because of the nature of your work that approves loans to people.

It’s up to you to find it out and determine the requirements. It’s up to the province you live in.

Being able to gather the documents and get a work visa.

After you get a job offer from a Chinese employer, you need to submit some documents to the employer so he/she can apply for a China Work Permit Notice. You can learn about these documents in the below section. It’s a must to submit these documents to get the China Work Permit Notice.

Moreover, you need to submit other supporting documents to get a work visa. You must be able to gather all of them and submit them to the authorities. There are a few other procedures to complete in China as well.

How to immigrate to China as a loan officer?

These are the steps you have to pass to immigrate and work in China as a loan officer;

Look for a job offer as a loan officer.

As explained above, the first step you have to pass is to get a job offer from a Chinese employer. You need to look for a position as a loan officer and persuade the employer to hire you.

There are various ways you can use one or all of them to find a job in China as a loan officer.

Here are some of them;

Websites that advertise job positions.

The first method you can use to find a job in China as a loan officer is to look for is to search through online websites. Every country has a list of websites where you can find a job there. So it is with China. This list of websites helps you to find a job as a loan officer.

Chinajob.com
Chinasemester.com
foreignhr.com
Echinacities.com
jobsitechina.com
Hiredchina.com
Jobleadchina.com

You should prepare a resume and apply for positions as a loan officer. Determine the requirements to find out if you are appropriate for this position or not.

Employment agencies in China

There are also employment agencies or recruiters in China where you can get help. These companies can find you a job as a loan officer and introduce you to employers.

This is a list of these companies that you can find a job with them;

Reach To Teach,
Teaching Nomad
Set in China

The above list is just a sample, and you can find other companies by research. It’s your responsibility to find their rules and regulations and determine the conditions for finding a job.

Sign an employment contract with the Chinese employer.

After you persuade the employer or she/she is satisfied to hire you, you need to sign an employment contract with him/her. It’s part of the supporting documents to get a work permit notice. Also, it must clarify your employment and explain every aspect.

Some items must be included in it. These are some of the essential items to be put in the employment contract;

Job title
Job description
Role and skill requirements
Education requirements.
Annual salary
Raises, bonuses, incentive opportunities
Health benefits (medical, dental, eye care, etc.)
Confidentiality, privacy, and responsibility
The schedule and employment period

You or the employer might have to include other items in the employment contract. It’s up to you to read every line and determine the exact requirements and obligations.

If you do not have any experience or donut about the terms, you can get help from a lawyer in signing the contract. Both sides, the employer and loan officer, have to sign the work contract.

The Chinese employer applies for a China Work Permit Notice

SAFEA (The State Administration of Foreign Experts Affairs is the responsible center for issuing a work notice. The Chinese employer has to apply to the SAFEA to get the work permit notice.

He/she has to submit these documents as well;

A business license and organization code certificate;
The registration form;
ID information of the employer/agent who is responsible for the registration;
Industry license documents.

This list of documents is needed for the employee:

Foreigner’s Work Permit application form;
Passport;
ID photo;
Verification of past employment;
Verification of education or verification of professional qualification;
Copy of job contract or appointment letter;
Criminal record certificate;
Physical examination record; and
Information of accompanying members.

The loan officer must send the above list of documents to the employee so he/she can apply for a work permit notice.

The loan officer applies for a work visa

After the work permit notice is issued, the loan officer must apply for a work visa.

These are some of the documents you have to submit to the Chinese embassy/consulate to get the work visa;

Your Passport: It must be valid for at least 12 months and have two blank pages.

China work visa Application form: You can find the online application from the link in the description.

If you have to use a paper application, a sample of the paper application is provided in the description.

A photo: The photo’s dimensions should be 33X48 mm, and it should be on a white background.

Its quality must be acceptable and be taken within the last 3 months.

Work notice: You must submit one of these documents received from your employer: Foreigners Work Permit, Registration Certificate, An approval document for commercial performances

Invitation Letter to Foreigners for Offshore Petroleum Operations

Clean record certificate: You must get it from the related authorities in your home country.

Note: this is a general list of documents, and the Chinese embassy could ask for further documents. You’d better contact them to know if they ask for other documents or not.

At this stage of your application, you have to schedule an appointment with the Chinese embassy or consulate in your home country responsible for visa processing o to submit the documents. You can do it online through the AVAS website.

Also, you can schedule a meeting while gathering the document to save up time.

You must visit the embassy on the arranged date to submit the documents. Get there in person and submit the documents to them. You might have to submit your biometrics if the embassy asks. Follow their instructions and complete every part with the embassy.

Whether you have to submit the documents in person or someone else can submit them on your behalf is with the embassy. Ask the embassy how they receive the application. You might have to submit your application through an agency.

There is also a fee with the work visa issuance that you must pay. It’s up to your nationality and the embassy services. You must either pay the fee before submitting the documents or after it. The embassy will guide you on it. Whatever the way is, you have to pay the fees for visa processing. There is no visa processing without paying the application fee.

It takes time until the embassy works on your application to issue the visa. You must submit every piece of the document according to the instructions.

When your visa is ready, the embassy informs you to get the visa label on your passport.

Land in China and register with the police

After you get the visa label, you can immigrate to China as a loan officer. But there are some procedures you have to complete in the country. The first one is to register at the local public security bureau within 24 hours of your arrival. If you’re going to stay with Chinese residents or live with them, these documents are needed to submit to the local public security bureau:

The original passport, not a photocopy;
The housing contract;
A copy of the landlord’s ID and phone number.

The police may call the landlord to ensure you are truly living in the apartment. Moreover, they may even ask the landlord to show up with the employee. So you should submit true information about your stay.

Take the medical test and check-up

After you register your address with the local security bureau, you must take a medical test in China. You’d better do it as soon as possible to avoid any trouble. Chinese authorities don’t accept an English version of a medical report from other countries.

So you have to translate it into Chinese.

If you can translate the certificate in China and it’s a complete medical test, you might not need to take a new medical test in China. It’s possible the authorities accept it.

But if you can’t, you must take the new medical test.

You have to gather and bring these documents to your medical test meeting:

An original medical checkup from your country (if it is partially completed)
Cash to pay for your medical test.
One ID Photo. It must meet these requirements:

- Taken within the last 6 months, on a white background, printed on high-quality paper;
- 48mm by 33mm wide, not 2 by 2 inches, which is usually used outside of China;
- Full frontal view of the head, not smiling, face fully visible;
- There cannot be any sign of tape or staples on it.

The loan officer applies for a work permit from the officials

After passing the medical checkup, you must apply for a work permit. Remember that a work permit is different from a residence permit. They both are different than a work permit notice that the employer applies at the beginning of your application. You have to follow the order of application I explained here.

The Ministry of Human Resources and Social Security is responsible for this process. You have to gather and submit these documents to them;

The actual passport;
An ID photo: It must be the same as for the medical checkup.
The police housing registration form you got from the previous stage.
Medical report verification;
Some documents from the company.

The Chinese company helps you with these documents.

The processing time is typically 10 business days to get the work permit. The Chinese authorities will inform you when it’s ready.

The loan officer applies for a Residence permit

The last stage to complete is to apply and get a residence permit to legalize your stay in China. A foreign employee cannot stay in China long-term without a resident permit. So you must get it. You have to go in person to the local Exit-Entry Administration Bureau. And You must bring this list of documents:

The actual passport;
Police housing registration form;
Resident permit application forms;
ID photo;
Original work certificate;
Some documents for the company.

The processing time for the resident permit to be issued will be 7 business days. The Exit-Entry Administration Bureau will hold your passport during this period, and you cannot have it. But, they will give you a receipt or paper that you can use as a replacement passport during this time until you get your residence permit.

When you get your residence permit, you are a resident of China. The long and tedious process ends here. You are free to travel around China and can come and go from China as often as you wish. You don’t need any extra paperwork.

Note; you can find more information about China’s work visa from the article on the Visa Library or watch the video on the YouTube channel.

Immigrant loan officers’ salaries in China

Your salary is up to various factors. Different sources have mentioned various figures for your salary. According to Salary Expert, the average salary of a loan officer in China is about ¥194,150 per year. You can expect to earn about ¥6,737 bonus as well. A person at the entry-level with 1-3 years of experience can expect to earn about ¥141,545, but a loan officer with +8 years of work experience can earn about ¥241,566 per year.

According to Indeed, the average salary of a loan officer in China is about $283,958 per year.

This is while the Salary Explorer indicates that the average salary is about 14,300 CNY per year. It says the lowest salary is 7,430 CNY, but the highest salary is 21,900 CNY per year.

Is it hard to immigrate to China as a loan officer?

The answer is up to your resume and how good your work is. The first step is to persuade a Chinese employer to hire you. So you must be able to convince him/her to hire you.

It’s up to you to find a job and can immigrate to China as a loan officer.

Let’s sum up…

The Visa Library team brought you how to immigrate and work in China as a loan officer. You learned about the required items and the procedure you have to follow.

We also brought you the answer to some of your questions. This is your ultimate guide to immigrating to China as a loan officer.

If you have questions, write them in the comment section. The Visa Library team will answer them.